After you've found the mobile home you love, you've got to find a lot to place it.
However, there are a lot of options available to mobile homeowners that can be overwhelming.
We'll tell you all you need to know about finding the perfect site for your mobile home. From questions to ask about the site to whether to rent or to buy, we've got you covered!
Related: Best Mobile Home Communities in the US Guide
Identifying the Perfect Site for Your Mobile Home
It would help if you looked out for several things when finding land for your mobile home.
Here's a list of things to consider about the land:
- How Large Is the Lot?
- What Type of Building Permits Will You Need?
- What Utilities Are Available (Electricity, Gas, Sewer, Water)?
- Will You Need a Driveway to Access Your Mobile Home?
- Is Your Lot on a Floodplain?
- What Are The Local Taxes?
- Will Existing Structures Have To Be Demolished?
- Will You Have Year-Round or Seasonal Access to the Lot?
- How Stable/Steep is the Soil?
Renting Vs. Buying Land
Another decision you'll have to make is whether to rent the land or buy a piece of property.
Benefits of Renting Land for Your Mobile Home
There are several benefits to renting the lot where you plan to place your mobile home.
The benefits of renting land include the following.
More Amenities
One of the biggest perks of leasing is the amenities that many communities have for their residents. The common ones include golf courses, tennis courts, pools, and playgrounds. Other popular ones involve having utilities, garbage and recycling pick-up, and lawn mowing built into the rental fees.
More Affordable
Many people think that leasing can cost more than owning over time, but leasing is quite affordable. The fees for leasing land are often much lower than home mortgage payments. Also, you don't have to pay property taxes when leasing land.
Ability to Focus on the Home, Not the Land
You'll typically pay less when leasing the land your mobile home sits on. Then you can spend the extra money on the upkeep and modifications of your mobile home. In addition, you won't have to worry about the maintenance of the land around it because the land owner or community will take care of that.
Better Location Opportunities
Purchasing land can be expensive, putting some locations out of your budget. Renting offers many more opportunities to find a site you love. This expensiveness can be especially true in areas with high real estate land costs.
Related: How to Finance a Mobile or Manufactured Home
Benefits of Buying Land for Your Mobile Home
Owning land is almost always a good investment because, as a rule, land appreciates over time.
Here are other benefits of owning the land where you place your mobile home.
Higher Property Value
Manufactured homes that are classified as real property, permanently attached to the land and well maintained often appreciate over time. Mobile homes are manufactured with high-quality materials and are compliant with industry standards.
Over time, this can save you the money you'd spend on rent and sell the land and the mobile home for more than you paid.
Better Financing Options
One of the best financing options available to people looking to buy a mobile home and a lot together is bundling the loans into a Land/Home loan. This type of loan typically has lower interest rates than you'd usually receive from having two separate loans.
You can also save on closing costs when buying the land and the mobile home separately.
Additional Privacy
Mobile home communities often have many convenient amenities that help to enhance the lifestyle of their residents. However, living in a community with a lot of rules and a lot of neighbors isn't for everyone.
Buying a plot of land in a remote or undeveloped area can give you the privacy you desire. However, you may have to pay to bring utilities to your mobile home, which can be expensive.
Why People Are Building Mobile Homes on Their Land
Building mobile homes on private land is becoming increasingly popular due to affordability and flexibility. Mobile homes typically cost less to purchase and construct than traditional homes, making them an attractive option for first-time homebuyers, retirees, and those looking to maximize their housing budget. Additionally, mobile homes offer the freedom to choose the location and customize the home to fit personal preferences and lifestyle needs.
Another significant advantage is the potential for long-term financial benefits. Owning both the home and the land increases property value over time, offering a solid investment. It also provides the opportunity for greater privacy and space, which is often limited in mobile home parks. Modern mobile homes are built to high standards, featuring energy-efficient designs and stylish interiors, making them a comfortable and sustainable living environment. This combination of cost-effectiveness, customization, and investment potential makes building mobile homes on private land an appealing choice for many people.
Who To Talk To When Trying to Find Land to Put Your Mobile Home
When you're researching finding land to put your mobile home on, you should talk to two people: a realtor and a manufactured home retailer.
Let a Realtor Help You Find Land
Talking to a realtor is a good way to find land to put your mobile home on because they know their local market and are up to date on the latest opportunities for land. However, only some agents are experienced with mobile homes, so you'll need to research to find one that does.
You'll need to be clear if you're looking to rent or own, the amenities you're looking for, and the type of land you'd like to place your mobile home on.
While an agent can save you a lot of time, it can be more expensive than doing the research yourself or other options.
Talk to a Manufactured Home Retailer
Engaging with a manufactured home retailer is a crucial step when seeking land for your mobile home, and Home Nation stands out as an exceptional partner in this process. With extensive industry experience and connections to various property types across the country, Home Nation is a valuable resource in your land search. Home Nation collaborates with landowners and developers, providing a range of options for placing your mobile home. This collaboration ensures that you have access to a variety of land choices that suit your specific needs and preferences. Whether you're looking for a lot in a community with amenities or a standalone piece of land, Home Nation can help you find the perfect spot.
Additionally, Home Nation offers integrated solutions by combining loans for both your home and the lot. This approach simplifies the approval process with lenders, making it easier for you to secure financing. By handling both aspects of the purchase, Home Nation streamlines the buying process and ensures you get the best possible financing terms. Leveraging the expertise of Home Nation, along with input from realtors, allows you to efficiently find and secure the perfect land for your mobile home, ensuring a smooth and successful transition to your new home.
Do Your Homework To Find the Best Land for Your Mobile Home
Now that you've found the mobile home of your dreams, you've got to find the land that you love to place it.
You'll need to do your homework and ask many questions about any piece of land you're looking at for your mobile home.
Existing communities may have many amenities and utilities available for easy hook-up and connection.
You'll also need to decide if you want to rent or own the land where your mobile home will sit. While there are pros and cons to both, you'll need to take the time to find the best one for you and your family.
Talking to the manufacturer you're buying your mobile home from is a great way to utilize their experience and connections. They can help you find and even finance the perfect lot.
Related: Pros and Cons of Mobile Home Parks
