Getting a loan can be quite stressful. Thankfully, we offer some of the most flexible loans available for Mobile Homes, even for those with poor credit scores. Here is a guide on what you'll need to apply for these kind of loans. You can also go here to inqure about your options today.
Documents Needed for All Loan Applications
- Copy of completed loan application
- Valid Social Security Number or Tax Identification Number
- Copy of most recent pay stub or income statements (cover 30 days)
- Copy of your last 2 years W-2’s & 1099’s if applicable
- Copy of your most recent completed federal tax returns, for the past two consecutive years, with all schedules (business returns if applicable) (most recent 2 months checking and saving)
- Copy of your most recent bank statements with all pages, for the last 60 days
- Copy of most recent savings/investment account statement (if assets are needed for closing) (IRA, 401k ect. all pages)
- Name and phone number of homeowner’s insurance agent, and declaration page
- Gift letter (if applicable)
- Letter explaining derogatory credit or bankruptcy (if applicable)
- Copy of bankruptcy petition and discharge (if declared within past 7 years)
- Copy of school transcript or diploma (if you have graduated from high school or college within the last 2 years)
- Copy divorce decree and property settlement (if applicable)
Additional Documents for All Properties Owned
- Management Statements
- HOI
- Property Tax
- HOA
- Lease/Rental Agreement
Additional Documents for Loan Applications
- Valid driver’s license or photo ID
- Copy of most recent rent checks (past 12 month, if applicable) Landlord’s name and address and phone number
- Student Loan Information
- Additional Documents for VA Loan Applications
- VA certification of eligibility and DD214, or Statement of Service
- Amount of monthly child care expenses (if applicable)
