If you own your land, or have a downpayment, we may have a lending program that fits your needs.
Fill out this 5 minute form to see if you're eligible for a home loan. We'll get back to you in 1-2 business days.
Buying a mobile home can be a big financial commitment, but that doesn’t mean it has to be hard. In fact, with Home Nation’s mobile home financing, we make it easier than ever.
Regardless of your financial situation, our mobile home loans will help you to build your new property from the ground up. Our Lenders specialize in mobile home loans of all types, as well as conventional loans.
Use the mobile home loan calculator on this page to work out your costs and, when you’re ready, fill out the form below. One of our representatives will be in touch with you shortly to discuss your next steps.
NO, we are not a bank, HOWEVER we have many lenders who are keen to earn your business but their requirements vary considerably. Below is a summary of some of the conditions that you may expect.
Lenders generally look for a 620 score or higher for competitive financing, but can sometimes finance lower scores. (Certain conditions apply)
Yes and No. WE do not do Credit COUNSELLING, however we have capable credit consultants on staff who will be able to advise you how to repair your own credit, and save up for a home deposit at the same time.
Your credit will determine what down payment that you will need. It can be anywhere from $0 down with excellent credit to 35% down with poor credit.
Yes, if you own land it is possible to use that land as part or all of your down payment. (Certain conditions apply)
Yes, we offer military discounts (active or retired) and also discounts for repeat customers.
We will CONSIDER trade in homes as long as they are in decent condition. (Certain conditions apply)
Yes, we sell some used/repo homes. However you cannot easily get financing on a used home, you will need all cash.
Yes (Certain conditions apply)
There are many factors determining the rate: credit score, down payment amount, job history, type of loan, type of home, etc. Rates can be as low as 3.5% (for an FHA 'end' loan) or up to 11.99% on a Chattel mortgage. Check with our Finance department for details.