By Home Nation    Published May 15th, 2025

Looking to become a homeowner without taking on a mountain of debt? You’re not alone. More Americans are turning to mobile homes in 2025 — and for good reason.

Mobile homes offer the comfort and space of a traditional house, without the jaw-dropping price tag. With lower upfront costs, reduced property taxes, and flexible placement options, it’s easy to see why mobile homes are gaining popularity across the country.

Whether you're retiring early, starting fresh, or just looking for a budget-friendly lifestyle, mobile homes offer a solid path to affordable homeownership. And if you're wondering where your dollar will stretch the farthest this year, then read on.

Let’s explore the five cheapest states to buy a home in 2025 — and how Home Nation can help you make that dream a reality.

Why Choose a Mobile Home?

Mobile homes are both affordable and smart. Here’s why more people are choosing mobile homes over traditional site-built houses:

Lower Upfront Costs

The cost of a mobile home is a fraction of the price of a site-built house, with average prices trending significantly lower. This means you can own a home sooner without draining your savings.

Lower Property Taxes

Mobile homes are often taxed as personal property rather than real estate, which means you’ll pay less in annual taxes. That’s extra money in your pocket.

Lower Utility Bills

Thanks to their smaller footprint and modern energy-efficient designs, mobile homes use less energy, cutting utility costs significantly. You’ll save every month, leaving room for fun or future goals.

Less Maintenance

Smaller square footage means fewer repairs, and today’s factory-built homes are constructed to withstand harsh conditions with durable materials. Spend less time fixing things and more time enjoying your home.

Flexibility

Want to move later or place your home on family-owned land? With mobile homes, you have options, whether in a park, on private land, or in a rural setting. It’s your home, your way — no strings attached.

Home Nation helps streamline the entire process — so you’re not just buying a home, you’re gaining peace of mind.

The Cheapest States to Buy Mobile Homes in 2025

Location matters! Mobile home prices vary based on land costs, local demand, and even climate. We’ve crunched the numbers to bring you the cheapest states to buy a home — where affordability meets quality of life.

1. Mississippi

Why it’s a great pick: Southern hospitality, mild winters, and one of the lowest costs of living in the country.

• Average mobile home price: ~$70,000

• Average monthly lot rent: $250–$350

• Bonus: Mississippi has some of the lowest property tax rates in the U.S., averaging just 0.81%.

Great for retirees and families alike, Mississippi offers plenty of rural and semi-urban spaces to place a mobile home affordably. In Mississippi, you’ll find neighborhoods where everyday life is simple and practical, making it easier to enjoy your home without extra financial stress.

2. West Virginia

Why it’s a great pick: Affordable mountain living and scenic views.

• Average mobile home price: ~$72,000

• Average monthly lot rent: $250

• Bonus: West Virginia's overall cost of living is about 15% below the national average, according to U.S. News.

Whether you prefer wooded lots or wide-open spaces, West Virginia has room to breathe — without breaking your budget. The state is home to small, welcoming communities where neighbors help one another, ensuring that you feel secure and supported.

3. Kentucky

Why it’s a great pick: Rolling hills, friendly communities, and budget-friendly real estate.

• Average mobile home price: ~$74,000

• Average monthly lot rent: $280

• Bonus: Data from World Population Review shows that Kentucky is among the top 10 most affordable states.

Kentucky’s mobile home communities have plenty of welcoming neighborhoods with space available to move in and set up your home quickly. Here, you’ll find a relaxed lifestyle, low costs, and neighbors who feel like family. It’s a great choice for homeowners looking for simplicity and value.

4. Arkansas

Why it’s a great pick: Nature lovers will enjoy the state’s mix of forests, lakes, and rivers, not to mention its affordability.

• Average mobile home price: ~$75,000

• Average monthly lot rent: $260–$300

• Bonus: The state has one of the lowest median housing costs in the country, placing it among the cheapest places to buy a home. This is why it’s such a popular choice for families looking to escape rising rent prices.

Arkansas’s stable housing market and reasonable lot rents ensure that you can invest in a mobile home without worrying about hidden costs, making it a solid option for those who want value and simplicity.

5. Alabama

Why it’s a great pick: Gulf Coast beauty, warm weather, and low housing costs.

• Average mobile home price: ~$76,000

• Average monthly lot rent: $250–$320

• Bonus: Alabama has no state property tax on most personal-use mobile homes, making it a budget-friendly option long-term.

With strong mobile home park availability and plenty of open land, Alabama makes it easy to set up your new home exactly where you want. Being one of the cheapest states to buy a home, it offers straightforward pricing and accessible land, giving you the confidence to invest in a space that fits your lifestyle and budget.

Ready to Own a Home? Home Nation Makes it Easy!

Buying a mobile home doesn’t have to be confusing, stressful, or expensive. With Home Nation, it’s just the opposite.

We provide factory-direct pricing, meaning you get your home at a price that cuts out the middleman markup. From helping you pick a floor plan to arranging financing, permits, delivery, and setup, our team walks with you every step of the way.

We serve 47 states — including some of the cheapest states to buy a home — so chances are, we’re already helping folks in your area find affordable homes they love. And we don’t stop at delivery — we’re here to make sure your experience is smooth from start to finish.

Affordable homeownership is within reach. If you’ve been dreaming about having a space to call your own without draining your savings, it’s time to see what’s possible with a mobile home from Home Nation.

Call us today at 1-877-504-6637 to speak with a home specialist.

Let’s find your perfect home — at a price you can truly afford.